Private Client Checking

If you’re an individual who maintains a higher balance in your checking account or have other deposit accounts and/or lines of credit with us, then our Private Client Checking product will fit you perfectly! We know you’re looking to maximize your banking relationship and becoming a Private Client with the Private Bank of Decatur will provide many advantages such as: unlimited check writing, no-charge 3x5 safe deposit box rental or equal credit for larger box, and no-charge Internet Banking and Bill Pay.

Private Interest Checking

This account is well suited to our clients who desire flexibility and convenience with their checking account. Account holders are eligible to earn interest monthly on daily collected balances with conveniences such as unlimited check writing, MasterCard® Check Card, no-charge Internet Banking and Bill Pay, and earning interest on your money. This account is worth inquiring about! Seniors over 55 years receive an extra benefits; no-charge Private Client Check orders for life of the account; and no minimum balance requirements to avoid monthly maintenance fee.

Private Personal Checking

Are you looking for a solution to your checking account needs and at the same time allowing you access to all our bank services? By maintaining the required minimum balance in this account, you can steer clear of monthly maintenance fees. The Personal Checking account also includes MasterCard® Check Card, no-charge Internet Banking and Bill Pay, and a complimentary first order of standard checks.

Private Savings

Our Private Savings account features competitive interest rates and easy access to your funds. This is a great savings program for individuals who are starting to save or desire to have a balance in their account for emergencies. Individuals under the age of 18 are eligible for this account with no balance requirement or maintenance fee! Each dollar in this account earns interest, which is compounded daily and credited quarterly.

Private Money Market

This solution is an important element for an investment strategy. This account is for individuals who maintain a higher balance and desire to earn a higher interest rate on their money. Interest will be compounded daily and credited monthly. A maximum of 6 pre-authorized transfers or withdrawals allowed per statement cycle on this account and fees are assessed for each additional pre-authorized transfer or withdrawal.

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